Shopping Centers

GNY understands the unique needs of the shopping center industry. Our commercial package combines property and general liability insurance with coverage enhancements specific to your industry – all in one convenient policy. Optional coverages are available to further customize your insurance program.

Our package policy is designed for:

• Open air shopping centers
• Strip malls

Coverages include:

• Property Insurance - Covers damage to a building and its contents due to a covered event, such as a fire. Also insures against losses associated with mechanical and electrical system breakdowns, a business interruption, and more.

• General Liability Insurance - Provides legal defense and coverage for claims of bodily injury caused by accident, associated medical costs, and for certain Personal and Advertising Injuries.
• Industry-related enhancements - More than 20 enhancements are added to the policy to address the unique insurance needs associated with shopping centers.

 Optional coverages:

Your business is unique. That’s why we offer additional coverages to further customize your insurance program, including commercial auto, commercial umbrella, crime, cyber liability, data compromise, directors & officers, employment practices liability and workers’ compensation.

Please refer to the insurance policies themselves for a complete description of the coverages, limits, conditions, and exclusions.

Not all products are available in all states and not all products are available in all multi-peril packages offered by GNY Insurance Companies. Please consult with your GNY affiliated broker for further information.