Shopping Centers

Customized insurance to help protect your business
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A Comprehensive and Flexible Solution

GNY understands the unique needs of the shopping center industry. Our commercial package combines property and general liability insurance with coverage enhancements specific to your industry – all in one convenient policy. Optional coverages are available to further customize your insurance program.

Our package policy is designed for:

  • Open air shopping centers
  • Strip malls

COVERAGES INCLUDE:

  • Property Insurance - Covers damage to a building and its contents due to a covered event, such as a fire. Also insures against losses associated with mechanical and electrical system breakdowns, a business interruption, and more.
  • General Liability Insurance - Provides legal defense and coverage for claims of bodily injury caused by accident, associated medical costs, and for certain Personal and Advertising Injuries.
  • Industry-related enhancements - More than 20 enhancements are added to the policy to address the unique insurance needs associated with shopping centers.

 Optional coverages:

Your business is unique. That’s why we offer additional coverages to further customize your insurance program, including commercial autocommercial umbrellacrime, cyber liability, data compromise, directors & officers, employment practices liability and workers’ compensation.

 

Please refer to the insurance policies themselves for a complete description of the coverages, limits, conditions, and exclusions.
Not all products are available in all states and not all products are available in all multi-peril packages offered by GNY Insurance Companies. Please consult with your GNY affiliated broker for further information.

 

Coverage & Benefits

Understanding coverage and benefits is an important first step to protecting your business.

 

 

One Program, Many Choices - Shopping Centers

Our package policy includes standard property and general liability coverages along with industry-specific enhancements. Working with your insurance professional, you decide what additional coverages are needed. You also have access to a variety of risk management services to help you control costs.

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Why GNY?

  • Expert in providing industry-specific commercial insurance since 1914
  • Consistently rated A+ (Superior) by A.M. Best Company
  • Disciplined underwriting matches price to risk
  • Strong, personalized policyholder service
  • Industry leading claims service
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