Light Industrial Business Insurance

GNY understands the unique needs of the light industrial business insurance industry. Our commercial package combines property and general liability insurance with coverage enhancements specific to your industry – all in one convenient policy. Optional coverages are available to further customize your insurance program.

Our package policy is designed for:

• Light manufacturing businesses

• Assembly businesses

Coverages include:

• Property Insurance - Covers damage to a building and its contents due to a covered event, such as a fire. Also insures against losses associated with mechanical and electrical system breakdowns, a business interruption, and more.

• General Liability Insurance - Provides legal defense and coverage for claims of bodily injury caused by accident, associated medical costs, and for certain Personal and Advertising Injuries.

• Limits up to $1 million per occurrence
• $2 million aggregate
• Medical payments available up to $10,000
• Umbrella limits up to $15 million

• Industry-related enhancements - More than 20 enhancements are added to the policy to address the unique insurance needs associated with light industrial businesses.

Optional coverages:

Your business is unique. That’s why we offer additional coverages to further customize your insurance program, including:

• Commercial Auto (owned/non-owned/hired cars) 
• Commercial Umbrella
• Crime
• Adding Property Managers for Crime Coverage
• Cyber Liability
• Data Compromise
• Directors & Officers
• Employment Practices Liability 
• Workers’ Compensation

Please refer to the insurance policies themselves for a complete description of the coverages, limits, conditions, and exclusions.

Not all products are available in all states and not all products are available in all multi-peril packages offered by GNY Insurance Companies. Please consult with your GNY affiliated broker for further information.