Commercial Bakery Insurance

A Comprehensive and Flexible Bakery Insurance Solution

At GNY, we recognize the distinct needs of the bakery insurance in the bakery industry. Our bakery insurance package integrates property and general liability insurance with specialized coverage enhancements tailored to your bakery business – all within a single, convenient policy. We also provide optional coverages to help you customize your bakery insurance policy.

Bakery Insurance Coverages Include:

• Property Insurance - Protects against damage to your bakery building and its contents resulting from covered events, such as fire. This bakery insurance also covers losses related to mechanical and electrical system failures, business interruptions, and more.
• General Liability Insurance - Offers legal defense and coverage for claims of bodily injury resulting from accidents, associated medical expenses, and certain Personal and Advertising Injuries related to your bakery.
  • Limits up to $1 million per occurrence
  • $2 million aggregate
  • Medical payments available up to $10,000
• Industry-specific enhancements - Over 20 enhancements are included in our bakery insurance policy to address the unique needs of commercial bakeries. These enhancements include, but are not limited to:
  • Backup of sewer drains
  • Debris removal
  • Elevator collision (for personal property of others)
  • Employee Dishonesty, Forgery, Money and Securities
  • Ordinance or Law
  • Off-premise power
  • Outdoor signs
  • Valuable papers
  • Identity theft recovery

Optional Bakery Insurance Coverages:

Your bakery business is unique. That’s why we provide additional coverages to further tailor your bakery insurance policy, including:

• Commercial Auto (owned/non-owned/hired cars) 
• Commercial Umbrella
• Crime
• Adding Property Managers for Crime Coverage
• Cyber Suite
• Directors & Officers
• Employment Practices Liability 
• Workers’ Compensation

Please refer to the insurance policies themselves for a complete description of the coverages, limits, conditions, and exclusions.

Not all products are available in all states and not all products are available in all multi-peril packages offered by GNY Insurance Companies. Please consult with your GNY affiliated broker for further information.