Private Clubs

A Comprehensive and Flexible Solution for Social Clubs

At GNY, we recognize the unique requirements of the private club, also known as social club, industry. Our tailored commercial package offers a blend of property and general liability insurance, along with specific coverage enhancements designed for your sector—all bundled into a single, convenient policy. You can also select optional coverages to further tailor your social club insurance program, guaranteeing you have access to the finest private club insurance coverage options available.

Social Club Insurance Coverages Include:

• Property Insurance - Protects against damage to your building and its contents from covered events such as fires. This coverage also safeguards against losses from mechanical and electrical system failures, business interruptions, and more, making it an essential part of your social club insurance.
• General Liability Insurance - Offers legal defense and coverage for claims related to bodily injury from accidents, covering associated medical costs, as well as certain Personal and Advertising Injuries.
  • Limits up to $1 million per occurrence
  • $2 million aggregate
  • Medical payments available up to $10,000
• Industry-related enhancements - More than 20 enhancements are included in your policy to meet the specific insurance needs of private clubs. These enhancements cover essential areas, including but not limited to:
  • Backup of sewer drains
  • Debris removal
  • Elevator collision (for personal property of others)
  • Employee Dishonesty, Forgery, Money, and Securities
  • Ordinance or Law
  • Off-premises power
  • Valuable papers
  • Identity theft recovery

Optional Private Club Insurance Coverages:

Your business is distinctive. That’s why we provide additional coverages to further customize your social club insurance program, including:

• Commercial Auto (owned/non-owned/hired cars)
• Commercial Umbrella
• Crime
• Adding Property Managers for Crime Coverage
• Cyber Suite
• Directors & Officers
• Employment Practices Liability
• Workers’ Compensation

With our comprehensive liability insurance for private clubs, you can ensure that your social club insurance effectively addresses all your operational requirements. Explore our diverse club insurance options to uncover the best social club insurance coverage tailored specifically for your establishment.

Please refer to the insurance policies themselves for a complete description of the coverages, limits, conditions, and exclusions.

Not all products are available in all states and not all products are available in all multi-peril packages offered by GNY Insurance Companies. Please consult with your GNY affiliated broker for further information.