Office Building Insurance

A Comprehensive and Flexible Business Building Insurance Solution

At GNY, we recognize the unique insurance needs of the office building sector. Our business building insurance package seamlessly integrates property and business liability insurance, complete with specialized coverage enhancements tailored for your industry—all consolidated into one convenient policy. Optional coverages are available to further refine your business liability insurance program.

Our Office Building Insurance Package is Designed for:

• Office buildings
• Entire office complexes

Office Building Insurance Coverages Include:

• Property Insurance - Protects against damage to your office building and its contents due to covered events, such as fires. It also covers losses from mechanical and electrical system failures, business interruptions, and more.
• Business Liability Insurance - Offers legal defense and coverage for claims of bodily injury resulting from accidents, associated medical expenses, and certain Personal and Advertising Injuries.
  • Limits up to $1 million per occurrence
  • $2 million aggregate
  • Medical payments available up to $10,000
• Industry-related enhancements - Over 20 enhancements are included in our business building insurance policy to meet the specific insurance requirements of office buildings. These enhancements encompass, but are not limited to:
  • Backup of sewer drains
  • Debris removal
  • Elevator collision (for personal property of others)
  • Employee Dishonesty, Forgery, Money, and Securities
  • Ordinance or Law
  • Off-premises power
  • Outdoor signs
  • Valuable papers
  • Identity theft recovery

Optional Coverages for Your Business Building Insurance:

Your business is unique. That’s why we provide additional coverages to further tailor your business liability insurance program, including:

• Commercial Auto (owned/non-owned/hired cars)
• Commercial Umbrella
• Crime
• Adding Property Managers for Crime Coverage
• Cyber Suite
• Directors & Officers
• Employment Practices Liability
• Workers’ Compensation

Please refer to the insurance policies themselves for a complete description of the coverages, limits, conditions, and exclusions.

Not all products are available in all states and not all products are available in all multi-peril packages offered by GNY Insurance Companies. Please consult with your GNY affiliated broker for further information.