Commercial Multi-Peril
GNY is a niche writer of habitational, light industrial office building and restaurant risks and a variety of other classes.  We offer individualized services in underwriting, claims and engineering and customize our product to fit the needs of our insureds.  For instance, our real estate program includes habitational, hotels, office buildings, mercantile occupancies, shopping centers and restaurants with broad coverages and policy enhancements including Directors and Officers' coverage for Condos and Co-ops.

Workers' Compensation
GNY provides coverage to a broad cross section of U.S. companies including nursing homes, hospitals, real estate, hotels, large retail establishments and light manufacturing classes among others.  We offer aggressive pricing plans including a wide variety of dividend plans (loss ratio/sliding scale and flat/fixed percentage plans).

Employers are strongly encouraged to have in place a formal early return to work program.  Crafted with input from our claims, engineering, and underwriting departments, this program is designed to help reduce medical and indemnity costs by having an employer designate jobs an injured employee can return to, and perform, before that employee is ready to return to his or her original position.  Click here for an overview of the Early Return to Work Program and sample documents to be used in the program.

Brite Umbrella Program
Under GNY’s Brite Insurance Agency, umbrella liability coverage in the amounts of $5,000,000; $10,000,000; $15,000,000; $25,000,000 and $50,000,000 is available for habitational and many commercial risks with very competitive pricing. Click here for detailed information on our product.
(See Forms section for application)

Brite D&O Program
Under GNY's Brite Insurance Agency, comprehensive liability coverage for Directors and Officers of Condominium and Cooperative Associations.
(See Forms section for application)

Brite Fidelity Bond Program
Under GNY's Brite Insurance Agency, crime coverage for Employee Dishonesty, Management Company as a Named Insured and Depositors Forgery.
(See Forms section for application)

Boiler & Mechanical Breakdown
Reimbursement for accidental damages to covered property including reasonable expediting expenses to make temporary repairs or expedite permanent repairs and/or replacement.