If you insure your business or property with GNY, we may also be able to complement that coverage with insurance for any vehicles your business owns or leases. Your GNY producer can tailor a commercial auto policy that addresses your specific needs for protection against medical injuries, property damage, collisions and liability resulting from auto accidents. 

Your organization's leadership, both its senior executives as well as the members of its board of directors, face unique risks relative to their management responsibilities. GNY can provide financial protection in case they are ever sued for the performance of their duties as they relate to the company.  

Given our litigious society, more and more businesses are subject to larger and larger lawsuits. Consider securing more peace of mind by adding umbrella liability coverage that extends beyond the liability protection included in your base package. Through GNY’s Brite Insurance Agency, we offer umbrella liability coverage ranging from $5-50 million for many types of business—at very competitive pricing.  

If you insure your business through GNY, you may also be able to secure your workers’ compensation insurance through us. This type of insurance can help pay for legal services related to a workers’ compensation claim as well as the medical care and lost wages of employees who are injured on the job or become ill because of a work-related disease. Not only do we offer an array of attractively priced dividend plans and other options, we also strive to limit our clients’ losses by helping them get their injured workers back to work as soon as prudently possible.

For those businesses with unique risks, GNY has established a subsidiary to address their specialized needs for insurance protection. Through GNY Custom, we have the expertise and the capacity to underwrite a diverse array of property and casualty risks. Just a few of the types of businesses we serve through GNY Custom include food processors, retailers, schools and other public entities, and many different types of product manufacturers.

If you have employees, you may find this optional coverage essential. It can help pay claims or legal costs if employees or applicants sue you for sexual harassment, wrongful termination or discrimination.