If you own and manage a franchise or independent hotel, resort or motel, you'll want to consider the advantages of insuring it with GNY—one of the nation's leading providers of commercial insurance coverage for property owners. As experts in this industry, we've customized an array of coverages to protect your property, your employees, and your guests from potential risks—all at an affordable price.
Review the highlights of our solutions below or click here for an online needs assessment you can review with your insurance advisor.
Click any tab for highlights of our Commercial Insurance solutions:
- Workers' Comp
- Excess & Surplus
Core Property Coverages. In addition to protecting your buildings and their contents, our total insurance package also provides other coverages particularly valuable to hotel owners and managers, including business income coverage, protection against mechanical, electrical or pressure system breakdowns and business interruption.
Enhanced Coverages. Our package extends protection in 30 key areas that are critical to hotel owners and managers, including:
|Backup of sewer and drains||Elevator collision for personal property of others||Identity theft recovery|
|Debris removal||Environmental impairment||Outdoor signage|
|Employee dishonesty||Ordinance or law coverage||Valuable papers|
Core Liability Coverages. This comprehensive solution can also protect you from lawsuits related to claims that you damaged other people's property, caused medical injuries and more.
Optional Coverages. Our Employment Practices Liability option protects against financial loss for claims related to hiring and firing practices and sexual harassment, just to name a few.
If you insure your business or property with GNY, we may also be able to complement that coverage with insurance for any vehicles your business owns or leases. Your GNY producer can tailor a commercial auto policy that addresses your specific needs for protection against medical injuries, property damage, collisions and liability resulting from auto accidents.
If you insure your business through GNY, you may also be able to secure your workers’ compensation insurance through us. This type of insurance can help pay for legal services related to a workers’ compensation claim as well as the medical care and lost wages of employees who are injured on the job or become ill because of a work-related disease. Not only do we offer an array of attractively priced dividend plans and other options, we also strive to limit our clients’ losses by helping them get their injured workers back to work as soon as prudently possible.
For those businesses with unique risks, GNY has established a subsidiary to address their specialized needs for insurance protection. Through GNY Custom, we have the expertise and the capacity to underwrite a diverse array of property and casualty risks. Just a few of the types of businesses we serve through GNY Custom include food processors, retailers, schools and other public entities, and many different types of product manufacturers.